November 21, 2024

Archives for November 2011

How To Get An FHA Loan Without Mortgage Insurance

The FHA loan program currently offers lower down payments, easier borrower qualification and lower rates than conforming loans.  The offset to these benefits is the imposition of an upfront mortgage insurance premium (UFMIP) and continuing monthly mortgage insurance (MI) premiums. The combined UFMIP and monthly MI payments represent a major cost to an FHA borrower.  […]